Filing for bankruptcy can be a long and confusing legal process, discussed here are a few general facts regarding bankruptcy. You can not be put in jail for filing for bankruptcy, nor will you lose your job or lose wages based on filing for bankruptcy. Bankruptcy can however not keep you from being evicted from your home. It may stay the process under bankruptcy, but the landlord or mortgage company can pursue it through court. If you do file for bankruptcy, because you are going to be evicted, that is an abuse of the Chapter 7 Bankruptcy law and you will be removed as soon as the court is aware of it.

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Getting a loan is a very simple process with us. Whether you are refinancing or purchasing a new home all you need to do initially is send us two years of w2’s, one month of paystubs, and a copy of your homeowner’s insurance policy. We can then approve you for a loan. It is truly that simple. The mortgage broker will be impressed and have proven to him your ability and desire to pay the loan. For any further questions on what to send when you make contact with a loan officer, contact Maryland Mortgage Specialists.com.

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