All home loan lenders evaluate the risk associated with loaning a borrower funds. At Maryland Mortgage Specialists.com our brokers assess many factors when you apply for a home loan; one important factor is an individual’s FICO score. Your FICO score is a numeric representation of your financial responsibility and this number is based on your credit history.

A scale is used to measure FICO scores and the number can be anywhere between 300 and 850. The higher the number the less risk associated with extending credit to that borrower. FICO scores are provided to us at Austinmortgage.com by the three major credit reporting agencies: Equifax, Experian, and TransUnion. We use the scores from these agencies when evaluating your Texas home loan application.

More Maryland Mortgage Specialists.com Debt Consolidatioin Information:

• Reducing your payments
  
• Tax Savings
  
• No equity required
  
• FICO scores
  

Maryland Mortgage Specialists.com - Home Information

Getting a loan is a very simple process with us. Whether you are refinancing or purchasing a new home all you need to do initially is send us two years of w2’s, one month of paystubs, and a copy of your homeowner’s insurance policy. We can then approve you for a loan. It is truly that simple. The mortgage broker will be impressed and have proven to him your ability and desire to pay the loan. For any further questions on what to send when you make contact with a loan officer, contact Maryland Mortgage Specialists.com.

Maryland Mortgage Specialists.com Featured Cities Real Estate Information

• Baltimore
• Bethesda
• Columbia
• Frederick
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• Silver Spring
  
• Bel Air
  
• Ocean City
  
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• Cumberland